ANALISIS PENGARUH RASIO CAR, NPL DAN NPM TERHADAP PERTUMBUHAN LABA PADA PT BANK MANDIRI PERSERO

I KETUT KUSUMA WIJAYA

Abstract


This research was conducted at PT Bank Mandiri Tbk, which is one of the state-owned companies and the largest assets and profits in Indonesia. This study aims to analyze the effect of CAR, NPL and NPM on financial performance. This research is an associative study whose data were collected through literature and documentation studies. Data analysis used Multiple Linear Regression test. The classical assumption test includes normality test, multicollinearity test, heteroscedasticity test, hypothesis testing using the t test and F test.

The results showed that Net Profit Margin had an effect on Bank Mandiri's profit growth, while the Capital Adequancy Ratio and Non-Performing Loans had no effect on profit growth.


Keywords


CAR Ratio, NPL, NPM, Profit Growth

Full Text:

PDF

References


Dendawijaya, Lukman, 2009. Manajemen Perbankan Edisi Kedua, Ghalia Indonesia. Jakarta

Dewi, Cahya Riyanti, 2007. Analisis Rasio Keuangan Untuk Memprediksi Pertumbuhan Laba Perbankan Yang Go Public di Bursa Efek Jakarta.

Kuncoro, Mudrajad dan Suhardjono ,2002. Bank dan Lembaga Keuangan Lainnya, STIE YKPN.

Yogyakarta.

Manimpurung Lies, Nangor Sientje dan Mangantar Maryam, 2014. Analisis Kinerja Keuangan Dengan Menggunakan Camel pada PT Bank BRI (Persero) Tbk, Jurnal Emba Universitas Sam Ratulangi.

Masyhud, Ali 2004. Asset Liability Management Menyiasati Risiko Pasar dan Risiko Operasional Dalam Perbankan Percetakan Gramedia Jakarta

Prasetyo, Wahyu , 2006. Pengaruh rasio camel terhadap kinerja keuangan pada bank. www.openpdf.com

Rahman, Teddy, 2009.Analisis Pengaruh CAR, NIM, BOPO, LDR, NPL terhadap perubahan laba. Tesis Program Pasca Sarjana Magister Akuntansi Universitas Diponegoro.

Roselia Dita, Tri Haryanto Arief, Timuriana Triana. Pengaruh Kinerja Keuangan Perbankan Dengan AnalisaCamel Terhadap Harga Saham BUMN yang terdaftar di Bursa Efek Indonesia

Sudirman, I Ketut 2000. Manajemen Perbankan Suatu Aplikasi Dasar, TBP. Denpasar

.

Sutojo Siswanto ,1997. Manajemen Terapan Bank, PT Pustaka Binaman Presindo Jakarta.

www.ojk.go.id, Laporan Bank Umum

www.bankmandiri.co.id Laporan Akhir Tahun 2012-2019




DOI: https://doi.org/10.35327/gara.v14i2.164

Refbacks

  • There are currently no refbacks.


Copyright (c) 2020 GANEC SWARA

Creative Commons License
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

____________________________________________
GANEC SWARA

ISSN 1978-0125 (print) | 2615-8116(online)
Published by UNMAS Mataram | Email: Aminullahmtk@gmail.com

Creative Commons License
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

 

View My Stats